It's a myth that all mortgages require a 10% or 20% down payment. This is why it's critical to have a knowledgeable team on your side.
Take the complexity out of choosing a loan program. There are many to choose from, and we can help you sort out which works best for your situation. Here are some examples of various loan programs we help our clients negotiate:
Select your mortgage plan
First-time buyer, or have purchased a home before, need a low down payment and/or have less-than-perfect credit? If so, and FHA home loan may be the program that works best for you.
We can help you with your VA loan. No money down loans with no PMI (Private Mortgage Insurance) are available for eligible veterans.
Are you interested in rural living? Another great option for some, USDA loans also may allow no money down and no PMI for properties located in eligible rural areas, as defined by the USDA.
1-4 family properties may qualify for investor loans. These programs have many speciality loan options.
No income verification loans are great for those who are self-employed or fit other unconventional borrower guidelines. Often income reporting is not requested or verified. These loans also require very little money down. Since this type of loan allows for many different variations, this fits the needs of those who are unable or unwilling to disclose financial information or assets.
These loans are for those with credit problems. We specialize in helping those with credit problems! Call us today so we can discuss your situation.
If you're planning on building your own home, we can help simplify the entire process. Be sure to contact us to learn how you can put your financing concerns at rest so you can enjoy seeing your vision become a reality. Click here to learn more about our New Construction loan services.
Our commercial lending programs take the worry and cash flow concerns out of the equation. Many borrowers are able to secure funding with little money down. Contact our specialists today to learn more about our services, or click here to for more information.