If you have any questions you can quickly check our FAQ section. We have listed number of FAQs asked by our customers day to day. If you are unable to find the answers for your questions feel free to contact us.
We recognize the importance of personal privacy to our customers. We want you to understand how we gather, use, and safeguard information about you to provide you with our products and services. Our privacy principles have been adopted to maintain the security, integrity and confidentiality of your personal information.
Keeping your personal information secure is one of our most important responsibilities. Our employees only access personal information about you when needed to maintain your accounts or otherwise meet your needs. We may also access personal information about you when considering a request from you for additional services or when exercising our rights under the law or any agreement with you.
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Generally, it's best to plan on no more than 29% of your gross income (before deductions) to go toward your mortgage payment. Having a lower interest rate means you can afford a more expensive home, and still pay the same amount each month.
Depending on the mortgage you choose or qualify for, you may have no down payment. Typically, most down payments range from 3% to 20%, but this depends on your credit history, amount of down payment and other factors. Be sure to contact our loan specialists to determine what you may be eligible for. Our consultants can help you find the plan that works best for you.
Even if you don't have perfect credit or have been turned down for other loans, you may still qualify for a mortgage. We offer a range of loan options, including specialty programs that fits your needs based on your current situation.
From time to time, we may update or amend this notice and will notify you of those changes as required by law. You may view the most current version of this notice at any time by requesting a copy from any of our offices, or by visiting our website.
We restrict access to personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your personal information.